Welcome

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I would like to welcome to you to my comprehensive San Diego Real Estate website.

I am a third generation Realtor® with over 45 years of combined experience.  In the real estate field, experience and level of service matter. To find out more about the caliber of service you will receive please visit my About and Testimonials pages.

 For buyers there is detailed area and neighborhood information and a great Multiple Listing search page. For sellers I provide information and data to help you to ready your home for market and to list it so it sells. 

"Experience a Higher Level of Service."  

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For Buyers For Sellers
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The San Diego real estate market is made up of diverse and interesting communities and neighborhoods. I’ll tell you about each of them and let you narrow your search to the very best for you.

Search Homes

My home search page is one of the most valuable tools on this site for both buyers and sellers. Keep your finger on the pulse of the market by visiting the real estate search page.

Find Nearby

  • Hospital
  • School
  • Pharmacy
  • Airport
  • Bank
  • Post Office
  • Nursing Home
  • Church
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Contact Info
Agent
Stephanie Garcia

Coldwell Banker West

BRE: # 01352954

1061 Tierra Del Rey, Suite 301
Chula Vista   CA 91910

Cell/Direct: 619-254-7171 Stephanie@SanDiegoHomeSalesOnline.com

Our RSS Feeds
  • CFPB Petition for Rehearing PHH Case Granted

    On February 16, 2017, the U.S. Court of Appeals for the D.C. Circuit granted the Consumer Financial Protection Bureau’s (CFPB) petition for rehearing by the full bench of the D.C. Circuit (en banc), vacating the three-judge panel decision issued on October 11, 2016, in the case of CFPB v. PHH Corporation. Recall that in October, the three-judge panel vacated a $109 million penalty imposed by the CFPB against PHH for allegedly violating the Real Estate Settlement Procedures Act (RESPA) by paying for referrals where there is... Read More

  • Get Ready For Tax Reform

    Proposals to overhaul the U.S. tax system are gaining steam in Washington, with plenty at stake for homeowners.  National Association of REALTORS® President Bill Brown is speaking out and committing to fight on behalf of important tax incentives like the mortgage interest deduction, the state and local property tax deduction, and 1031 like-kind exchanges.  Brown also made it clear that REALTORS® will make their voices heard as the conversation continues... Read More

  • Supreme Court To Hear Property Rights Case

    The United States Supreme Court has agreed to hear oral argument in an important property righst case, Murr v. State of Wisconsin, on March 20, 2017. The Murr case, for which NAR submitted an Amicus Brief, arises from a Wisconsin’s family’s attempt to sell or develop a small river-front plot of land which they acquired in 1963 for investment purposes.  The family also owns a different, adjacent lot containing a small lake cabin they use for family vacations and recreation. The family of the late William Murr want to sell the vacant parcel, to fund repair of... Read More

  • Executive Order Guidance Released

    The White House has released "Interim Guidance" on President Trump's Executive Order (EO) that requires agencies to remove two rules for every new one they publish. The Interim Guidance fleshes out how the Office of Management and Budget will implement and monitor the EO. The Interim Guidance clarifies several areas in terms of which regulations are covered by the EO, including: Only significant regulatory actions which cost the economy $100 million or more;   Only applies to agencies that are required to send regulatory... Read More

  • USDA Acting State Directors

    USDA Rural Development has posted the names and contact information for the Acting Directors of the USDA Rural Development State Offices. The Acting Directors will serve until the Trump Administration's political appointments for these positions are made.  USDA State Offices - Contact Information

  • NAR Letter on FHA Premiums

    On Jan. 30, 2017, NAR sent a letter to Department of Housing and Urban Development Secretary Designee Ben Carson asking the Federal Housing Administration (FHA) to reinstate the 25 basis point reduction of the annual mortgage insurance premiums that would have applied to mortgages with a closing or disbursement date of Jan. 27, 2017 and to eliminate the life of loan insurance premium. The letter makes the following key points: The premium reduction would have reduced costs for 750,000 to 850,000 homebuyers in 2017 with mortgages backed by the FHA and would have made... Read More

  • Trump Signs Regulatory Executive Order

    On January 30, President Trump signed an Executive Order (EO) that combines two regulatory reform measures: a regulatory "one-in, two-out" approach with a regulatory “budget." The "one-in, two-out" section of the order requires agencies to remove two rules for every new one they publish. The regulatory budget would allow the president to cap regulations at a certain dollar amount per year. If agencies want to issue new rules, they would be required to offset the costs by deleting old ones. While the EO requires federal regulatory agencies to... Read More

  • CFPB Enforcement Actions: Real Estate Brokers, a Mortgage Lender, and a Mortgage Servicer

    The Consumer Financial Protection Bureau (CFPB) issued multiple enforcement actions for Real Estate Settlement Procedures Act (RESPA) violations, including two against real estate brokers. Prospect Mortgage, LLC, received a $3.5 million penalty for paying illegal kickbacks for mortgage business referrals. Re/Max Gold Coast and Keller Williams Mid-Willamette were each fined $50k and $180k respectively, for accepting illegal payment for referrals through agreements with Prospect. Planet Home Lending, a mortgage servicer, received a $265k fine for taking illegal kickbacks from... Read More

  • Tax Reform Must Protect Homeownership

    Published in The Hill The 115th Congress is gearing up for an intense legislative session, and tax reform is set to play a starring role. That’s good. America’s tax system deserves an overhaul, with an eye toward ensuring individual tax rates are as low as possible while still providing for balanced fiscal policy. Congressional leaders on both sides of the aisle have done tremendous work to get us there, and we’re hopeful this conversation continues. For the roughly 75 million home-owning families across the country,... Read More

  • NAR Comments on NFIP Reform Principles

    This week, NAR formally weighed in with the House Financial Services Committee on principles released late last year for the reform of the National Flood Insurance Program (NFIP). The NFIP is up for reauthorization on Sept. 30 of this year, and NAR is encouraged that this is an early priority for the Committee. While many of the principles align with NAR’s call for enhanced flood mapping, mitigation flexibility and private market options in addition to the NFIP, the principles are very broad and do not include detailed legislative proposals. In its letter, NAR requests clarification... Read More