Welcome

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I would like to welcome to you to my comprehensive San Diego Real Estate website.

I am a third generation Realtor® with over 45 years of combined experience.  In the real estate field, experience and level of service matter. To find out more about the caliber of service you will receive please visit my About and Testimonials pages.

 For buyers there is detailed area and neighborhood information and a great Multiple Listing search page. For sellers I provide information and data to help you to ready your home for market and to list it so it sells. 

"Experience a Higher Level of Service."  

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For Buyers For Sellers
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The San Diego real estate market is made up of diverse and interesting communities and neighborhoods. I’ll tell you about each of them and let you narrow your search to the very best for you.

Search Homes

My home search page is one of the most valuable tools on this site for both buyers and sellers. Keep your finger on the pulse of the market by visiting the real estate search page.

Find Nearby

  • Hospital
  • School
  • Pharmacy
  • Airport
  • Bank
  • Post Office
  • Nursing Home
  • Church
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Contact Info
Agent
Stephanie Garcia

Coldwell Banker West

BRE: # 01352954

1061 Tierra Del Rey, Suite 301
Chula Vista   CA 91910

Cell/Direct: 619-254-7171 Stephanie@SanDiegoHomeSalesOnline.com

Our RSS Feeds
  • Monday Minute - Week of April 24, 2017

    Both the Senate and House are in session this week and will be focusing on several issues of importance to REALTORS®.  In the House, the Financial Services Committee will be discussing a legislative proposal to create hope and opportunity for investors, consumers, and entrepreneurs, focusing on the Financial CHOICE Act. The Small Business Committee will examine the SBA’s Disaster Loan Program to ensure that it is prepared for the next major disaster. The House Transportation & Infrastructure Committee will hold a hearing on mitigating damage and recovering... Read More

  • May is REALTOR® Advocacy Month

    NAR is inviting local and state REALTOR® associations to participate in REALTOR® Advocacy Month, a celebration from May 7-27 to demonstrate the importance of advocacy at the national, state and local levels. REALTOR® Advocacy Month is an opportunity to educate and engage REALTORS®; highlight your association's advocacy outreach activities; and help meet the Vote, Act and Invest Core Standards requirements. For creative ideas, shareable graphics and other resources, visit the REALTOR® Advocacy Month website.

  • VA Reconsiders Limits on Fees

    On April 13, 2017, the Department of Veterans Affairs (VA) released an advanced notice of proposed rulemaking regarding revisions to allowable charges and fees associated with VA guaranteed home loans. In recent years, the VA has received complaints from veterans and other stakeholders, including REALTORS®, that restrictions on the charges and fees VA Loan borrowers can pay in a home purchase transaction are hindering the ability of VA borrowers to compete with other buyers in today's housing market. The VA is considering ways to revise the list of acceptable charges and fees while... Read More

  • First-time Home Buyer Savings Account Signed into Law in Mississippi

    Mississippi is helping lead the way to home ownership after Gov. Phil Bryant today signed HB 1601 into law.  The law establishes a First-Time Home Buyer Savings Account, allowing Mississippians to create monetary savings accounts for down payments or other home purchase related expenses.  Mississippi REALTORS® President David Griffith said home ownership is part of the American dream.  “With this law, more Mississippians will be able to invest in themselves and their communities,” he said. “One of our priorities as REALTORS®... Read More

  • NAR Publishes Co-Marketing Do's and Don'ts

    NAR has published a list of Do’s and Don’ts for real estate professionals when engaging in co-marketing activities via social media and other web-based marketing tools.  The educational piece is intended to help real estate professionals comply with the Real Estate Settlement Procedures Act (RESPA) when co-marketing. Disclaimer:  This document is provided for informational/instructional purposes only and does not constitute the giving of legal advice by NAR.  Consult with a RESPA attorney to make sure you understand and properly comply with any and... Read More

  • NAR Testifies on VA Appraisals

    On April 4, 2017, Michelle Bradley, the 2016 NAR Real Property Valuation Committee Chair, testified before the House Committee on Veterans' Affairs – Economic Opportunity Subcommittee at a hearing entitled “Assessing VA Approved Appraisers And How To Improve The Program For The 21st Century.” In the past year, the Department of Veterans Affairs (VA) Home Loan Guaranty Program has become aware of concerns with long wait times to schedule a VA appraisal and a potential shortage of appraisers, especially in very rural areas.  In her testimony, Ms. Bradley... Read More

  • Basel III HVCRE regulations

    On Monday, April 3, NAR joined an industry coalition letter thanking Rep. Pittenger (R-NC) for his work drafting a bill to make reforms to the Basel III “High Volatility Commercial Real Estate” (HVCRE) risk-weight requirements for lenders.  Under the HVCRE rule, commercial acquisition, development, and construction (ADC) loans are risk-weighted at 150% - up from pre-Basel III levels of 100%.  This change made commercial loans less attractive to lenders than other types with lower risk-weights.  Rep. Pittenger’s draft legislation would clarify aspects of the... Read More

  • PACE Reform Bills Introduced

    Bipartisan legislation supported by NAR was introduced in the Senate and House yesterday that would subject Property Assessed Clean Energy (PACE) loans to the same Truth in Lending Act (TILA) consumer protections required of other mortgage products. In the Senate, Senators Tom Cotton (R-AR), Marco Rubio (R-FL), and John Boozman (R-AR) introduced the legislation. The House version was introduced by Representatives Brad Sherman (D-CA), and Ed Royce (R-CA). PACE loans allow homeowners to pay for energy efficient home upgrades — such as solar panels and insulation —... Read More

  • NAR Supports Sanford/Sherman G-fee Bill

    On April 4, 2017, NAR sent a letter to the full U.S. House urging support for H.R. 916, the "Risk Management and Homeowner Stability Act." The legislation would amend the Congressional Budget and Impoundment Control Act of 1974 to prohibit the use of Fannie Mae and Freddie Mac’s guarantee fees (g-fees) to pay for government spending. Moreover, the bipartisan bill recognizes that diverting revenue from these risk-based fees both places an additional burden on the backs of homeowners and is bad public policy. The purpose of the G-fee is to prospectively guard against... Read More

  • Commercial NFIP Priorities

    On Tuesday, April 4, NAR and a coalition of real estate industry groups sent a letter to the House Financial Services Committee outlining priorities for commercial real estate in the upcoming reauthorization of the National Flood Insurance Program (NFIP).  The NFIP is scheduled expire on September 30, 2017 unless Congress extends it. Specifically, the letter asks for: Multi-year reauthorization of the NFIP; Improved flood-mapping capabilities; Expanded coverage options, including business interruption and multiple buildings; and Language... Read More